Texas Home Town Heroes: Down payment assistance

Are you any of these heroes? Contact us right away to begin your home search

Homes for Texas Heroes Program

The A-Team is proud to give you information about The Homes for Texas Heroes Home Loan Program which provides home buyer assistance specifically to teachers, police and correctional officers, fire fighters and EMS personnel, veterans, and more. Specifically the program helps with down payment assistance of up to 5% of the loan amount and up to $2000 in tax credits for 1st time home buyers.


Albert Arguelles (210) 884-0445

Amanda Botello (210) 636-4942

Main Criteria

  • Income of $74,520 or less
  • Minimum 620 FICO score
  • 2nd-time home buyers ok too

Are you one of these?

  • Classroom Teacher
  • Teacher Aide
  • School Librarian
  • School Nurse
  • School Counselor
  • Nursing
  • Allied Health Faculty member
  • Veteran
  • Firefighter
  • EMS Personnel
  • Peace Officer
  • Corrections Officer (TDCJ or TJJD)
  • County Jailer
  • Public Security Officer


Step 1

  • Select a Lender or let the A-Team recommend our preferred lender.
  • Take the eligibility quiz here and let us know which program you approve for
  • No need to apply directly with TSAHC. Your lender will submit your application

Step 2

  • Complete a 6-8 hour home buyer education class. (see below)
  • Call the A-Team so we can represent you to negotiate and buy your home:
  • Albert (210) 884-0445
  • Amanda (210) 636-4942
  • Complete the class before you close on your home loan.

Home buyers using TSAHC’s home buyer programs must complete an approved home buyer education course before closing on their mortgage loan.

  • Cost range: $25 to $99
  • Self-paced
  • Take in the comfort of your home


Clear Point – $25

FrameWork -$75

eHomeAmericA  (any provider) – $99

  • Cost range: FREE to $50
  • Interactive classroom with one-on-one counseling available
  • Connect & learn with other home buyers

Find a Class Near You

The program will lend 5% of the loan cost:

If the loan is for $200,000 then the down payment assistance can be up to $10,000 and it can also be used to pay for closing costs.  This is FREE money that you don’t have to pay back!  What are you waiting for, take advantage of this amazing program.

Call us today!  (210) 884-0445